You Are Here: Home » Diet » How Are Weight Loss and Financial Planning Related?

How Are Weight Loss and Financial Planning Related?


I remember early in my “working” career going to a ‘Retirement Plan’ meeting where they told us all about saving for retirement, the options we had, what the company matched, tax benefits, blah, blah, blah.

Very boring for a person who would rather be reading about exercise or business, or working out…or sitting on my butt in front of the television

But one thing that always stuck out in these meetings was the graph that showed you the effect of compound interest.

You know the graph I’m talking about?  It gave examples of different amounts of money put away each year, average interest rate earned, and the number of years it was allowed to earn that interest.

It was always very interesting to see the effects compound interest had on the money you saved…sometimes almost shocking.

Why is a fitness guy talking about financial planning?

Because the same “effect” can be seen in weight loss and fitness.

Just working out once or twice per week will have some benefit, especially if it’s continued for weeks, months and years; however the benefit is limited.

So for this example, the number of times you workout would be equivalent to the amount of money you allocate to the retirement fund.

The interest rate would be similar to the “other” stuff like diet, sleep, stress-free living and workout quality and intensity.

Are you with me?

Let me put it this way…

If you only save a little bit of money, and you put it somewhere that has a bad return on investment (like under your mattress or in the housing market 3 years ago), you won’t earn much compound interest and you may lose all your money.

If you only workout once or twice per week, your diet is horrible and you sleep 5 hours per night…your results will be horrible – you won’t lose much weight and you may even injure yourself.

Now does my correlation make sense?

If you save a little more money, put it somewhere with a proven track record of a good average interest rate and continue adding money to it, you will potentially earn a decent amount of money.

If you workout multiple times per week, continue to improve the quality of your diet and nutrition and make your workouts “count” by keeping them short, but full of high quality exercises and the intensity is where it should be – then you can achieve some pretty amazing results.

Take for instance this workout video:

YouTube Preview Image

The workout only lasts 4 minutes (not including warm-up) and if you only do it once or twice per week…your results won’t be good.

But if you take that same workout and did it twice a day for 5 days in a row, and rotate it with some similar workouts, you’ll achieve better results.

Then, if you add another 4-minute workout to the mix on the days you have more free time…the results will be better.

See where I’m going with this?

Then, if you take that same workout and combine it with adding more fruits and vegetables while limiting the junk, your results will be even better.

That’s how you achieve long-lasting weight loss!

That’s how you lose all that extra flab, increase your energy and feel better than you have in years!

That’s how you achieve your ‘Superhero Body!’

So go on…let the law of ‘compounding weight loss interest’ work for you!  You won’t get rich, but you’ll lose a lot of extra fat.

Have an awesome day!


P.S. – If you haven’t watched the video yet, be sure to click the link.  It will take you directly to YouTube and if you haven’t “subscribed” to my channel, be sure to do that as well.  I just uploaded 6 videos and plan on uploading more in the next week or so and you’ll be able to find out right away when you subscribe to my channel.

Here’s the link to the video on YouTube’s page –>

About The Author

Ed Scow, also known as "The Fit Dad", likes long walks on the beach, snuggling, hand stand push-ups and pretending to work. He's also a fitness & nutrition expert, proud papa and husband to a smokin' hot wifey.

Number of Entries : 169

Comments (2)

  • Paramjit

    Great analogy Ed. As you have rightfully pointed out, exercise effort will be compounded. It becomes an upward spiral. Similarly, not exercising becomes a downward spiral. No one is in equilibrium, a perception that most people have. great video too!

  • Fat Loss Cheetah

    This analogy actually makes a lot of sense especially when it comes to EPOC. One theory with EPOC is that it can be compounded – meaning if you have 10% post-exercise-energy consumption after working out once, you will have 15% after working out either harder or twice. Food for thought


Leave a Comment

© 2015, ELS Wellness, Inc. and Ed Scow

Scroll to top